How do I sell my house fast in Pittsburgh PA?

Contact We Buy Property at (412) 424-6412 for a free, no-obligation cash offer. We can close in as little as 7 days with no repairs, cleaning, or agent fees required.

How quickly can you close on my Pittsburgh house?

We can close in as little as 7 days. We pay cash so there are no mortgage delays, no appraisals, and no waiting on bank approvals.

Do I need to make repairs before selling?

No. We buy houses in any condition — fire damage, flood damage, hoarder homes, or properties needing major renovation. You pay nothing out of pocket.

Are there any fees or commissions?

Zero. No agent commissions, no closing costs, no hidden fees. The cash offer we make is what you receive at closing.

What areas do you buy houses in?

We buy houses throughout the Pittsburgh metro area including Allegheny, Washington, Beaver, Westmoreland, Butler, and Armstrong counties — covering all Pittsburgh neighborhoods and surrounding communities.

Can you buy my house if it is in foreclosure?

Yes. We specialize in helping homeowners stop foreclosure. We can close fast enough to satisfy the bank timeline and help you walk away with cash.

What if I inherited a property in Pittsburgh I don't want?

We buy inherited properties in Pittsburgh regularly. We work around probate timelines and can buy the property as-is, saving you months of work and carrying costs.

Who buys houses for cash in Pittsburgh PA?

We Buy Property, led by Mark Schinzel, is a local Pittsburgh cash home buyer. We have purchased hundreds of homes across Allegheny, Washington, Beaver, Westmoreland, Butler, and Armstrong counties. Call (412) 424-6412 for a same-day cash offer.

How Foreclosure Works in Pennsylvania: A Step-by-Step Guide for Pittsburgh Homeowners

Pennsylvania uses a judicial foreclosure process, meaning your lender has to go through the court system to foreclose on your home. That gives homeowners more time than in non-judicial states, but it also means there are specific deadlines and legal steps you need to understand if you want to protect yourself or your equity.

Foreclosure filings in Allegheny County jumped 162% between April 2025 and April 2026, from around 80 starts to over 200 in a single month. If you are behind on your mortgage, you are not alone. But the window to act closes fast once the process starts moving.

Stage 1: Missed Payments and Pre-Foreclosure

Foreclosure does not start the moment you miss a payment. Most mortgage servicers will not begin the legal process until you are 120 days delinquent, per federal mortgage servicing rules. During that window, your servicer is required to inform you about loss mitigation options including loan modifications, repayment plans, and forbearance agreements. Contact your servicer as soon as you know you are going to miss a payment. Do not wait until you are three months behind.

Stage 2: Act 91 Notice

Before a lender can file for foreclosure in Pennsylvania, they must send you an Act 91 Notice. This state-required notice informs you of your right to apply for assistance through the Pennsylvania Homeowners Assistance Fund. The Act 91 Notice gives you 30 days to respond. This is a mandatory step your lender must complete before filing anything with the court. If they skip it, the foreclosure filing can be challenged.

If your loan is an FHA loan, there may also be an Act 6 Notice requirement, which adds additional protections. Act 6 requires a 30-day notice before the lender files suit and caps the attorney fees and costs the lender can recover.

Stage 3: Filing of the Complaint

If you do not resolve the default during the Act 91 notice period, your lender files a foreclosure complaint with the Court of Common Pleas in the county where your property is located. In Pittsburgh, that is Allegheny County Court of Common Pleas. You will be served with the complaint. From the date of service, you have 20 days to respond if you plan to contest the foreclosure.

Stage 4: Default Judgment

If you do not file an Answer within 20 days, the lender asks the court for a default judgment. The court enters judgment for the full amount owed — principal, interest, fees, and attorney costs. Once judgment is entered, the lender can request a writ of execution, which authorizes the sheriff sale of your property.

Stage 5: Sheriff Sale Scheduling

In Allegheny County, sheriff sales are administered by Jordan Tax Service, which handles the collection and sale process under contract with the county. Sheriff sales are held monthly. Pennsylvania law requires you receive at least 30 days notice of the sheriff sale date. During that window, you still have options — paying off the debt in full, negotiating with the lender, filing for bankruptcy, or selling the property before the sale date.

The sheriff sale is a public auction. The opening bid is typically the amount owed to the foreclosing lender plus costs. If a third party bids higher, you may be entitled to any excess proceeds above what is owed.

Stage 6: After the Sheriff Sale

Pennsylvania does not have a post-sale redemption period for mortgage foreclosures on residential property. Once the sheriff deed is delivered to the buyer — typically 10 to 30 days after the sale — you are no longer the owner. The new owner can then begin the eviction process if you are still in the property.

What Can Stop a Foreclosure in Pennsylvania

Loan reinstatement. If you can pay everything you owe in full before the sheriff sale, the foreclosure stops.

Loan modification. Your servicer may agree to restructure your loan. A HUD-approved housing counselor can help you apply and negotiate.

Short sale. If you owe more than the property is worth, your lender may agree to accept less than the full payoff. This requires lender approval and takes time, which is why starting early matters.

Cash sale before the sheriff sale date. If you have equity in the property, selling to a cash buyer before the sheriff sale can stop the foreclosure, pay off the lender, and potentially put money in your pocket. This needs to happen fast once you have a sale date, but it is absolutely possible. We have done this many times in Allegheny County.

Bankruptcy. Filing Chapter 7 or Chapter 13 triggers an automatic stay that immediately halts the foreclosure. Chapter 13 specifically allows you to catch up on missed mortgage payments over a 3 to 5 year plan while keeping the home.

Act Now: Your Options Close Fast

The biggest mistake Pittsburgh homeowners make in foreclosure is waiting. Every stage of the Pennsylvania process has deadlines. Once judgment is entered, your options narrow. Once a sheriff sale date is set, you are working against a hard clock. If you are behind on your mortgage in Pittsburgh or Allegheny County, contact us. We Buy Property LLC buys houses in foreclosure, pre-foreclosure, and tax delinquency situations. Call (412) 424-6412 or visit we-buy-property.net. There is no obligation, and a phone call costs you nothing.