How do I sell my house fast in Pittsburgh PA?

Contact We Buy Property at (412) 424-6412 for a free, no-obligation cash offer. We can close in as little as 7 days with no repairs, cleaning, or agent fees required.

How quickly can you close on my Pittsburgh house?

We can close in as little as 7 days. We pay cash so there are no mortgage delays, no appraisals, and no waiting on bank approvals.

Do I need to make repairs before selling?

No. We buy houses in any condition — fire damage, flood damage, hoarder homes, or properties needing major renovation. You pay nothing out of pocket.

Are there any fees or commissions?

Zero. No agent commissions, no closing costs, no hidden fees. The cash offer we make is what you receive at closing.

What areas do you buy houses in?

We buy houses throughout the Pittsburgh metro area including Allegheny, Washington, Beaver, Westmoreland, Butler, and Armstrong counties — covering all Pittsburgh neighborhoods and surrounding communities.

Can you buy my house if it is in foreclosure?

Yes. We specialize in helping homeowners stop foreclosure. We can close fast enough to satisfy the bank timeline and help you walk away with cash.

What if I inherited a property in Pittsburgh I don't want?

We buy inherited properties in Pittsburgh regularly. We work around probate timelines and can buy the property as-is, saving you months of work and carrying costs.

Who buys houses for cash in Pittsburgh PA?

We Buy Property, led by Mark Schinzel, is a local Pittsburgh cash home buyer. We have purchased hundreds of homes across Allegheny, Washington, Beaver, Westmoreland, Butler, and Armstrong counties. Call (412) 424-6412 for a same-day cash offer.

Understanding Act 6 Notice in Pennsylvania Foreclosure

Received an Act 6 notice from your lender in Pennsylvania? This is the first formal step in the foreclosure process — and it’s a critical moment. Learn what an Act 6 notice means, what rights you have, and how to respond before the process advances to a sheriff’s sale.

What Is an Act 6 Notice?

Act 6 is Pennsylvania’s statutory requirement that mortgage lenders must provide written notice to borrowers before starting foreclosure. The formal name is the “Mortgage Forgiveness Debt Relief Act,” but everyone in Pennsylvania calls it the “Act 6 notice.”

An Act 6 notice is a certified letter from your lender stating that you are in default on your mortgage and giving you a window to cure (fix) the default before foreclosure proceedings begin.

When Do You Get an Act 6 Notice?

You typically receive an Act 6 notice when you have missed 3 or more consecutive mortgage payments (or the lender deems you in material breach of the mortgage contract). The notice gives you a formal opportunity to make up the missed payments, plus late fees and costs.

What Are Your Rights Under Act 6?

Pennsylvania law gives you 30 days from receipt of the Act 6 notice to “cure” your default — that is, to pay all back payments, late fees, and legal costs owed to the lender. If you pay within 30 days, the foreclosure stops and you keep the home.

If you cannot pay within 30 days:

The lender can file a foreclosure lawsuit in Allegheny County Court
You will be served with a summons and complaint
You have 20 days to respond (or risk a default judgment)
The lawsuit proceeds through discovery and potentially settlement negotiations
If the lender wins, a judgment is entered and the sheriff schedules a sale

The Timeline: Act 6 Notice to Sheriff Sale

Act 6 Notice sent: 30-day cure period begins

If not cured by day 30: Foreclosure lawsuit filed in county court

Service of summons: You have 20 days to respond with an answer

Discovery and negotiations: 2–6 months (depending on complexity)

Judgment entered: Lender wins the foreclosure case

Sheriff sale scheduled: Typically 4–8 weeks after judgment

Total timeline from Act 6 to sheriff sale: 6–12 months (in many cases)

What Options Do You Have After an Act 6 Notice?

Option 1: Pay to Cure

If you can raise the back payments plus late fees and legal costs within 30 days, pay the lender and stop the foreclosure. This keeps your home and your credit intact.

Option 2: Loan Modification or Forbearance

Contact your lender and ask about modifying the loan terms (e.g., extending the payment period, reducing the interest rate) or entering into a forbearance agreement where missed payments are added to the end of the loan. Many lenders will negotiate to avoid foreclosure.

Option 3: Sell the Home

If you can sell the home and pay off the mortgage from proceeds, you avoid foreclosure. A cash buyer can close fast enough to beat the foreclosure timeline and give you funds to settle the debt.

Option 4: Refinance

If your credit and home equity allow, refinancing can pay off the default and reset your loan. This is difficult once an Act 6 notice is issued, but possible if you move quickly.

Act 6 Notice in Pennsylvania: Common Mistakes to Avoid

Ignoring the notice. This is not a threat — it’s a legal document. Ignoring it guarantees foreclosure. Open it, read it, and respond.
Missing the 30-day deadline. After 30 days, the lender files the foreclosure lawsuit and you lose leverage. Act quickly.
Not responding to the lawsuit (if it’s filed). If you’re served with a summons and don’t answer within 20 days, the court may enter a default judgment, fast-tracking the foreclosure.
Negotiating without legal advice. Consult a foreclosure attorney before making any agreements with your lender.

Selling Fast to Stop Foreclosure

If you’ve received an Act 6 notice and cannot cure the default, selling your home to a cash buyer is often the fastest solution. A cash buyer can close in 7–21 days — fast enough to stop the foreclosure and leave you with proceeds.

We Buy Property buys Pittsburgh homes from borrowers facing foreclosure. We can often close in time to satisfy the mortgage and give you funds from the sale. Call (412) 424-6412 for a free consultation.

Related articles: Stop Foreclosure in Pittsburgh PA | How to Sell a House As-Is